Student Loan Compare
Can I apply for more than one private student loan at the same time?
Is it okay to apply for more than one private student loan to compare interest rates, origination fees, etc?? I know that most lenders provide a range for these figures, but you can only get an exact one by applying. So, would applying to more than one affect my credit or the borrowing limit provided by the university?
Most lenders offer pre-approvals. This is where they actually do a credit check to determine what the interest rate and fee on the loan would be. Your aren't actually applying for the loan because you haven't signed the promissory note. Then compare which lender will offer you the best deal. If you actually apply for the loan the financial aid office will process the first loan that comes through for processing. If you are maxed out of eligibility, even though another loan gave you the best deal the aid office won't be able to process it.
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