Student Loans Interest
Do you know of any fixed interest Private Student Loans?
My husband is in College and we are looking for a private Student Loan to help pay for some of our living expenses while he is in school. We are looking for a private student loan with fixed interest, but I can't seem to find anything. The only loan that we are remotely interested in is a Private Loan by Chase bank which is a little more lenient on how the money can be spent, but it has a variable interest rate. Do you know of any similar loans with a fixed interest rate?
Private Loans are the sub-prime loans of the student aid world. Avoid them like the plague. You won't find one with a fixed interest rate. Only Federal Loans have fixed rates. I would suggest your husband get a job or increase his hours to pay for his living expenses while he is in school. He can work weekends, or nights, or lots of other places. He's not at school 24/7.
Campus work is an excellent way to have extra spending money. Either that our you could get a second part time job. Either way, it would be cheaper and a better option than a substandard, private student loan that YOU would have to pay back regardless of what happens to him...(should he die or become disabled, the cosigner ...i'm assuming it would be you) still has to pay back those loans.
student Loan caLcuLator interest onLy
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