Student Loans Repayment
Student Loans Repayment

What is the average Student Loan Repayment time?

I'm a sixth form student who's looking into colleges to join in 2010.
It looks as if I'll need to take out a £30,000 student loan to cover courses and accommodation if I live on campus.

I'm just concerned as to how long this will take to pay back when I get to £15,000 a year.

You pay back 5% of your salary only if your earning over 15k year, if you do not pay it back over 15years (or 20 i forget) then it gets completely wiped out

if you wish you can pay more than 5% in order to get it paid off faster

It is absolutely nothing to worry about at all, it doesn't even count towards your credit rating or look negative to banks like an ordinary loan would

So it basically depends on how much your earning, but as long as your earning over 15k you shouldn't really need to worry about it at all, it will just automatically be taken off and you won't need to concern yourself with it

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